Would you Letting Big Brother Watch Over Your Driving if it Saved You Insurance Money?

Letting Big Brother would look beyond the license, if the money you saved by insurance?


It 'was an interesting discussion that The New York Times today, "Would you let your insurance company electronically monitor your travel if you knew that could lead to a reduction?

In other words, a black box in the car checked by a number of different variables to determine the type of risk factors (insurance companies up to hear) what you pay for.

The box would also "not only how many miles [people drive], but the way in which these units miles." Other factors include miles a year, deceleration / acceleration, as aggressive / defensive, is driven by the vehicle, and where (if GPS) equipped.

In defense of black boxes is possible, "charge" to ensure freer than the current method, based on risk factor, such as how many miles you drive one years of relationship. "But what about this:" For example, drivers who are commuters during peak periods of higher risk than those who have the roads clear. "To pay now, people go to work?" I do not think driving a car.

While the debate rages on privacy, should know that this technology is already being done by insurance (Progressive made using since 2004) and that costs are always much cheaper ($ 175-250 compared to U.S. $ 500-1000) per car.

According to Richard Hutchinson, Progressive plans to use a GM, a way to make people feel, the program includes "[body] of the speed of a driver based on the standard formula and give them a monitor with the promise that their rates go , but with caution, could lead to a fall. "

This is a great confidence in an "insurance company promises. Even if you could organize such a vote, it will be worth more than an elder brother of the back seats to save a dollar? Express your opinions in the comments below.